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Which Investment Will Outshine the Other: Dave Ramsey’s 12% Mutual Fund or Vanguard Index Fund (VTSAX)?

The content discusses Dave Ramsey’s mutual funds and compares them to the S&P 500 index. The author acknowledges Ramsey’s contributions to finance education but disagrees with some of his ideas. They mention Ramsey’s claims of having mutual funds with an average return of 12%, but they find it difficult to identify the exact fund he is referring to. They then compare Ramsey’s potential fund to the Investment Company of America (AI VSX) and VTSAX from Vanguard. They highlight differences in expense ratios, fees, and performance over the years. The author concludes that AI VSX performed better in the first year but that VTSAX was a more cost-effective option.

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